Stamp Duty Calculator QLD
Stamp duty calculator QLD calculates stamp duty for properties or land bought in Queensland (QLD). This page also provides more information about stamp duty tax in QLD. If you wish to calculate stamp duty in other states, please use:
TL;DR: Stamp Duty in QLD - updated for 2026
- What is it? Transfer (stamp) duty is a state tax paid by property buyers in Queensland
- Who pays? The buyer (or person receiving the asset) pays stamp duty
- When is it due? Within 30 days of the contract becoming unconditional
- Big news for 2025: First home buyers pay $0 stamp duty on new homes and vacant land (contracts from 1 May 2025, no value cap!)
- Established homes: First home buyers pay $0 on properties up to $700,000, with concessions up to $800,000
- Foreign buyers: Additional 8% duty applies to residential property purchases
- Calculated on: The higher of contract price or market value
Standard Transfer Duty Rates (2026)
These rates apply to all property transactions in Queensland unless you qualify for a concession or exemption. The duty is calculated on the dutiable value, which is the higher of the contract price or market value.
| Property Value | Duty Rate |
|---|---|
| Up to $5,000 | Nil |
| $5,001 - $75,000 | $1.50 per $100 (or part thereof) over $5,000 |
| $75,001 - $540,000 | $1,050 + $3.50 per $100 over $75,000 |
| $540,001 - $1,000,000 | $17,325 + $4.50 per $100 over $540,000 |
| Over $1,000,000 | $38,025 + $5.75 per $100 over $1,000,000 |
The applicable rate is based on the date the Contract is entered into and not the settlement date.
Other related fees
Mortgage Registration Fee: $238.14
Land Transfer Fee: $238.14 + additional fee for lodging a transfer if the consideration is more than $180,000 - $44.71 for each $10,000 or part of $10,000 more than $180,000
Example: Investment Property ($850,000)
Stamp Duty QLD
All dutiable transactions of property or land (including gifts) attract stamp duty in Queensland. Unless an exemptions or concession applies, the transaction is charged with duty based on the greater of the market value of the property, or the consideration (price paid) - including any GST.
Dutiable Property
Dutiable property is property that is involved in a dutiable transaction in Queensland. When dutiable property is bought or sold you are likely to pay duty under the Duties Act 2001. It can be any of the following:
- land in Queensland
- a transferable site area
- an existing right
- a Queensland business asset
- a chattel in Queensland.
This list of property types can be found in section 10 of the Act.
Who is liable to pay stamp duty?
All parties to a transaction are liable to pay transfer duty. In most cases, this duty is paid by the purchaser.
If duty is not paid by the due date, Office of State Revenue of Queensland will issue a final demand to the party who received the assessment notice. If the duty remains unpaid, OSR will inform all parties to the transaction that duty must be paid and may also bring legal proceedings against all parties to recover the debt.
How Stamp Duty Differs by Buyer Type
First Home Buyers (New Homes)
Contracts from 1 May 2025 onwards:
Eligibility requirements:
- At least 18 years old
- Never owned residential property in Australia or overseas
- Purchasing as an individual (not company or trust)
- Must move in within 1 year of settlement
- Must live there for at least 12 consecutive months
- Contract dated on or after 1 May 2025
Potential savings: On a $650,000 new house-and-land package, you save approximately $20,175 in stamp duty.
First Home Buyers (Established/Existing Homes)
For contracts from 9 June 2024:
| Property Value | Stamp Duty Payable | Savings |
|---|---|---|
| Up to $700,000 | $0 | Up to $17,350 |
| $700,001 - $800,000 | Reduced rate (sliding scale) | Partial concession |
| Over $800,000 | Standard rates apply | May claim Home Concession instead |
Example: First Home ($750,000)
First Home Buyers (Vacant Land)
Contracts from 1 May 2025 onwards:
Requirements:
- Meet standard first home buyer criteria
- Must build and move into your first home within 2 years of settlement
- Must live there as principal place of residence
Owner-Occupiers (Non-First Home Buyers)
Home Concession: Available for those buying their second or subsequent home to live in as their principal place of residence.
| Property Value | Duty Rate |
|---|---|
| Up to $350,000 | $1.00 per $100 |
| $350,001 - $540,000 | $3,500 + $3.50 per $100 over $350,000 |
| $540,001 - $1,000,000 | $10,150 + $4.50 per $100 over $540,000 |
| Over $1,000,000 | $30,850 + $5.75 per $100 over $1,000,000 |
Requirements:
- Must move in within 1 year of settlement
- Must live there for at least 12 consecutive months
- Cannot rent out, sell, or dispose of the property during this period
Potential savings: Up to $7,175 compared to standard rates
Investors (Investment Properties)
Investment properties do not qualify for any home concessions. Standard transfer duty rates apply based on the property value.
Example: Investment Property ($600,000)
Foreign Buyers
Foreign persons acquiring residential land in Queensland face additional costs:
Who is considered a foreign person:
- Not an Australian citizen
- Not a permanent resident
- Foreign companies and trusts
Exception: New Zealand citizens with Subclass 444 visas residing in Australia are NOT considered foreign persons.
Example: Foreign Buyer ($800,000 Property)
Stamp Duty by Property Type
Residential Properties
Includes houses, apartments, townhouses, and units. Eligible for home concessions if used as principal place of residence.
New Homes vs Established Homes
- New Home: A property that has never been occupied or sold as a place of residence. From 1 May 2025, first home buyers pay NO stamp duty regardless of value.
- Established Home: Previously occupied property. First home buyers get full exemption up to $700,000 and partial concession between $700,000-$800,000.
Vacant Land
First home buyers purchasing vacant land to build their first home receive full stamp duty exemption from 1 May 2025 (no value cap).
Commercial and Industrial Property
Standard transfer duty rates apply. No home concessions available. Not subject to AFAD for foreign buyers.
Important Information
Payment Deadlines
- Lodgement: Within 30 days of contract becoming unconditional
- Payment: Within 14 days of lodgement
- Late payment: Penalties and legal action may apply
First Home Owner Grant (FHOG)
Dutiable Value
Stamp duty is calculated on the dutiable value, which is the higher of:
- The contract/purchase price
- The property's market value
This applies even if the property is a gift.
Important Restrictions
- First Home Concession (established homes)
- First Home (New Home) Concession
- First Home Vacant Land Concession
Off-the-Plan Purchases
First home buyers purchasing off-the-plan qualify for the First Home (New Home) Concession if the contract is signed on or after 1 May 2025, resulting in zero stamp duty regardless of property value.
No Concessions for Seniors/Pensioners
There are no additional stamp duty concessions specifically for seniors card or pensioner concession card holders in Queensland.
Extra Information
RP Data Monthly Housing Market Update Brisbane:
FAQ
How much is the stamp duty in QLD?
Stamp duty is calculated based on the market value of your house. You might be eligible for concessions if you are first time buyer and/or buying a house as a primary residence. You need to pay extra 7% if you are foreign resident. Check the current rates below or use our calculator.
Do first home buyers pay stamp duty in QLD?
As a first home buyer you don't pay stamp duty for the property up to $500k (due to First Home Concession Rate). Then you get a discount for properties valued between $505,000 and $550,000. If property worth more than that you pay full stamp duty rates.
When is stamp duty payable in QLD?
In Queensland you must pay stamp duty within 30 days after the liability arises to pay transfer duty on the transaction.
How much is the stamp duty on a $500,000 house in QLD?
$500,000 is the most popular property value entered into our stamp duty calculator for Queensland. First Time Buyers purchasing Established Home for Primary Residence pay $0 stamp duty on a $500k house in QLD. And for NON-First Time Buyers stamp duty is - $8,750.
Summary
Stamp duty in QLD varies widely depending on your buyer status, the property value, and whether you qualify for first home benefits or foreign buyer charges. Understanding your category ensures you avoid overpaying and can take advantage of the concessions available.
QLD Stamp Duty Calculator
If you want to compare stamp duty in Queensland with other states please use our stamp duty calculator.